職場新鮮誌

字級:
小字級
中字級
大字級
職場充電

Taiwan’s Private Wealth per Person Ranked 5th Globally

台灣人均金融資產全球排名第5

Taiwan ranked fifth in the world last year in terms of net financial assets per capita, according to an annual survey by Allianz.
德國安聯集團的一份年度調查指出,台灣2016年人均金融資產淨值排名全球第5位。

In its latest Global Wealth Report, the German insurer estimated that Taiwan’s household asset growth rate last year had tripled to 10 percent since 2015. In 2016, Taiwanese had net financial assets of around 92,360 euros (NT$3.33 million) on average, putting the country at fifth among 53 countries worldwide. In Asia, Taiwan was second only to Japan, whose net financial assets per capita were assessed at 96,890 euros.
在最新「全球財富報告」中,德國安聯集團估計台灣家戶的金融資產於2016年成長達10%,為前一年度成長率的3倍。2016年台灣人均金融資產淨值約為9萬2360歐元(新台幣333萬元),在全世界53個國家中排名第5。在亞洲,台灣排名僅次於日本,日本人均金融資產淨值估計為9萬6890歐元。

Financial assets that were factored in by Allianz’s report include cash and bank deposits, receivables from insurance companies and pension institutions, and securities and other receivables.
安聯報告所列入考量的金融資產包括現金與銀行存款、保險公司與退休金機構給付收入、證券與其他收入。

According to the survey, the United States topped the table with net financial assets per capita of 177,210 euros, followed by Switzerland with 175,720 euros. Japan and Sweden came in third and fourth respectively.
根據調查,美國為全世界最富有的國家,人均金融淨資產為17萬7210歐元,排名第2的國家是瑞士,人均金融淨資產為17萬5720歐元。日本和瑞典則各自排名第3和第4。

Notably, the growth rate of Taiwan’s financial assets last year was 9.6 percent, which is the highest over the past seven years. Allianz chief economist Michael Heise said it is mainly because the value of securities owned by Taiwanese investors had seen a double-digit increase.
值得注意的是,台灣去年金融資產成長率高達9.6%,為近7年來最高。安聯集團首席經濟學家麥可海斯分析,台灣金融資產去年成長快速,主要是台灣人擁有的「有價證券」的價值呈雙位數成長。

The report also said the nation’s private debt was growing at a stable rate of 4.8 percent and cautioned the consequences of a steep hike.
報告也指出,台灣私人負債也以4.8%的速度穩定成長,並警告負債急遽增加可能帶來的後果。

“Taiwan’s debt growth has remained relatively stable in the past few years, which is a good trend,” Heise said in the report. “Should private debt increase to too high a level, that would be lethal to Taiwan’s economic development.”
海斯在報告中提到:「過去幾年,台灣家庭負債比呈現相對穩定,這是很好的趨勢,但私人負債一旦攀升過高,很容易成為台灣經濟發展的致命傷。」

TOP